IdentityTheft.gov is designed to help victims of identity theft manage the process of recovery. The site addresses what first steps to take, as well as provides resources like checklists of things a victim should and will want to do in order to limit the amount of damage. The site also features links to other websites, like the credit bureaus and the IRS, that will likely be helpful in navigating the recovery process. The step-by-step guide can make this otherwise overwhelming and scary process easier.
One of the most helpful features is the sample letters to aid victims in disputing fraudulent charges on credit cards and with the credit reporting agencies.
What are some common signs of identity theft?
- Bills that do not arrive as expected
- Unexpected credit cards or account statements
- Denials of credit for no apparent reason (e.g., for credit you did not apply for)
- Calls or letters about purchases you did not make
- Charges on your financial statements that you don’t recognize
- Incorrect information on your credit reports – accounts or addresses you don’t recognize or information that is inaccurate
Bookmark this site and remain aware of activity on your account. Check your accounts and credit report periodically to spot unauthorized activity.